The Loan Application Process


Anna has refined the process down to a predictable, transparent, low-stress system. She is backed by Loan Factory's proprietary MOSO technology, which automates document collection, compliance checks, and lender communication.


Below is exactly what happens when you work with Anna. No surprises. No jargon. Just a clear path from application to closing day.

1

You Tell Anna Your Situation

2

You Complete the Online Application

3

Anna Runs Your Credit (Soft pull first and then hard pull later on in the process)

4

Anna Shops Your Loan Across 240+ Lenders

5

Once under contract. Anna submits the loan to underwriting

6

You Receive Conditional Approval


7

The Appraisal Is Ordered (if applicable)


8

Upload conditions

9

Final Approval and sign loan documents

10

Your Loan Funds (One to Three Days After Signing)


Poolside table with drinks, magazines, and towels beside a blue swimming pool
Minimalist room with a light wood cabinet, white armchair, and small plant against a pale wall.
Bright living room with a tan sofa, white windows, a floor lamp, and a woven basket on a shag rug

What Makes Anna's Process Different



She personally reviews every document before it goes to underwriting. She answers her phone nights and weekends. She texts you updates instead of letting you wonder.



Ready to Start?


You have read the process. Now it is time to experience it.